If you have experienced financial problems in the past, non conforming home loans provide the ideal opportunity to help you re-build your general bad credit or bad credit home loan rating and obtain a mortgage either for an established home or a home you intend to build. Non-conforming lenders are very flexible. Even if you have been bankrupt or just have a bad credit history, this type of product will make it easier for you to secure your home. Life is not all black and white and there can be a number of reasons - many totally out of your control - as to why in the past you received a bad credit rating. Therefore we encourage you to speak with us.